PRODUCTMISCELLANEOUS INSURANCE

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Miscellaneous Insurance in Indonesia covers various types of protections, including personal accident, liability, cash, professional, and property insurance. These policies provide coverage against different risks that may arise in daily life or business activities.

Below are some common types of miscellaneous insurance available in Indonesia:

  1. Money Insurance:
    • Cash In Safe Insurance:
      • Provides coverage for the loss of cash or equivalents due to incidents occurring in storage areas or safes, with 24-hour protection.
    • Cash In Transit Insurance:
      • Covers the loss or damage of cash or equivalents during transit, such as when transporting or collecting funds from the origin to the designated destination.
  • Heavy Equipment (HE) Insurance:
    Offers comprehensive protection against total loss or damage to heavy equipment such as tractors, bulldozers, excavators, cranes, and other similar machinery.
    • Covers damages incurred while operating or using equipment at specified locations.
    • Policies are typically tailored (tailor-made) and may include named or unnamed perils, depending on the insurance provider.
    • Insured parties may include companies, contractors, individuals, or institutions.
  • Moveable All Risks (MAR) Insurance:
    • Provides indemnity to the insured for damage or destruction of insured moveable property caused by any peril not explicitly excluded.
    • Covers damage and destruction of items being used, operated, or rented by the insured’s clients.
  • Advertising Sign (AS) Insurance:
    • Provides protection against damages or losses involving advertising signs.
  • Pipeline Insurance:
    • Covers damages or losses to pipelines due to specific covered risks.
  1. Burglary Insurance:
    • Protects against losses caused by theft where the perpetrator forcibly enters the insured premises.
    • Also includes coverage for damage to the insured’s property resulting from the break-in.
  1. Fidelity Guarantee (FG) Insurance:
    • Offers coverage against financial losses caused by acts of dishonesty, theft, or fraud committed by employees. Typically covers valuable items stored at homes or business premises.

PT. Tala Reinsurance Brokers

Graha Mustika Ratu, 6th Floor
Jl. Gatot Subroto Kav. 74-75
Jakarta 12870
+6221 830 6663
+6221 830 6662
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